The La Jolla Bank ATM 24-Hour Banking Card
will enable you to conveniently conduct routine transactions.
With it, you will be able to access your accounts 24 hours a day, seven days
a week.
Frequently Asked Questions
ATM Security
Frequently Asked Questions


What is a Personal Identification Number?
The Personal Identification Number (PIN) is
a four digit numeric
identification known only to you. When you insert your card into an ATM you
will immediately be instructed to enter your PIN. You will not be able to
complete your transaction unless your PIN is entered correctly. This is an
important safety feature. No one else can use your card unless they know
your PIN! Should you lose or forget your PIN, you will need to visit the
bank and provide proper ID to request and obtain a new PIN.
What transactions can I perform at the ATM?
Withdraw cash.
Transfer funds between your designated accounts.
Check your account balances.
What accounts can I access?
You will have access to Checking/NOW/Money Market and/or Savings accounts.
Please note that you must abide by the regulations limiting the number of
transactions from a money market account.
What if I am a joint account holder?
If your account is one of joint ownership, each individual owner may have
access to the same account. However, all owners must complete and sign a
separate request form. Each owner will be provided with an individual card
and will have his or her own Personal Identification Number.
How can I get a La Jolla Bank ATM Card?
Simply complete and sign an application and return to La Jolla Bank. To obtain an application,
please stop by or call your local branch.
ATM Security


Get Cash Quickly, Easily and Safely!
Using the Automated Teller Machine (ATM) has become a part of everyday life. It's so
fast and convenient. With ATM usage on the rise, it's a good idea to remind you of
some common sense safety guidelines for using your ATM card.
Protecting Your Card and Your Money
Remember: Your card is very valuable. It's the only way to get access to your account
through the ATM.
- Never write your Personal Identification Number (PIN) on or near your card.
Memorize it! No one can use your card without knowing the PIN.
- Never give your PIN to anyone and never tell it to anyone over the phone -
no matter who the caller claims to be.
- Never give your card to anyone. It's like handing them a signed blank check!
- Keep your card away from heat, sunlight or anything magnetized. Also, don't let
it get dirty and scratched.
Protecting Yourself
ATMs give you 24-hour access to your money. While this means extra convenience, it also
means you should take proper precautions when using the ATM after hours.
- Be aware of your surroundings. ATMs should be well lit and safe. But if the
lights are out, or if you notice anyone suspicious, leave the area and find another
ATM - chances are there's one nearby.
- Have your ATM card and any paperwork ready before you get to the machine.
This will not only save you time, it will allow you to pay more attention to your
surroundings.
- Be sure to take your receipt. It contains personal information, including
your cardholder or account number.
- It at a walk up ATM, stand squarely in front of the ATM. Don't let anyone
see you enter your PIN.
- If you think your ATM card is lost or stolen, report it to La Jolla Bank
immediately at (800) 333-1909 or contact your local branch.
Whenever you use an ATM at a financial institution, supermarket, college campus
or mall anywhere please remember our simple suggestions.
We care about you and your safety.
